This week is National Mental Illness Awareness Week, and on October 10, health advocates around the world will observe World Mental Health Day. These events draw attention to the prevalence of behavioral health conditions and seek to combat the stigma that surrounds them. Communities of color in the United States face significant mental health disparities and greater barriers in getting the treatment they need. Fortunately, one way the Affordable Care Act (ACA) is improving the health care system is by requiring most health plans to offer free depression screenings as a preventive health service.
Provides new national and state data on how many Americans have out-of-pocket health care spending that exceeds caps created by the Affordable Care Act.
Health care costs have risen sharply over the years, and a greater share of the costs has been shifted to the consumer in the form of rising deductibles and higher copayments and co-insurance. To help consumers with these costs, the Affordable Care Act caps how much money insured people will have to spend out of their own pockets for health care services that are covered in the new law’s essential benefits package.
Do you have a pre-existing condition? Do you know someone that does? I bet you do-64.8 million Americans under the age of 64 have been diagnosed with a pre-existing condition. Whether it's diabetes, or cancer-all of these conditions and more are considered "pre-existing" by insurance companies and are grounds for charging higher premiums, excluding coverage for your condition, or downright denying you health coverage.
It has always seemed backward that those who need insurance the most—people who are already sick—are turned down for coverage or forced to pay higher premiums. Thanks to the new health law, insurers will no longer be able to discriminate against people with pre-existing conditions by charging them higher premiums or denying them coverage. A recent Families USA report, Worry No More: Americans with Pre-Existing Conditions Are Protected by the Health Care Law, shows just how many people across the nation stand to gain from this portion of the health law.
Find out how many Americans with pre-existing conditions will benefit from the Affordable Care Act's protections against being denied health insurance.
Lately, some employers, such as Wendy’s and a Five Guys franchise in North Carolina, have started to grumble about having to pay a penalty if they do not provide quality, affordable health coverage options to their employees starting in 2014. They claim that this requirement will force them to raise prices on their products and pass the cost onto consumers.
It's the end of the school year, and students across the country are getting their report cards. But term papers and final exams aren't the only things being graded. In a recent study published in Health Affairs, a team of researchers evaluated insurance plans based on the new guidelines in the Affordable Care Act. Many plans did not make the grade.
The Supreme Court, in the King v. Burwell case, will soon decide whether millions of people in 34 states will lose premium tax credits they rely on to make health insurance affordable. Without those tax credits, most of the people affected would be unable to buy insurance and would become uninsured.