Explains value-based insurance design and high-value care, outlines the key elements that value-based insurance should include.
Recent public debate surrounding the Affordable Care Act (ACA) has focused on consumers who have private, individual (non-group) health insurance plans that are being terminated and the concern that those consumers may need to pay more for new coverage. Generally, people remain in the individual market because they don’t have an offer of job-based coverage.
To put this potential impact into perspective, we asked these questions: How many people are affected by these plan terminations, and how are they affected?
We are almost six weeks into the open enrollment period, and despite the glitches, thousands of people have signed up for health insurance on HealthCare.gov and state marketplace websites. This means that families have been able to find health coverage that is more affordable and higher quality, and people who have never been able to get health insurance due to pre-existing conditions are now able to enroll. The administration is also working with some of our country’s leading tech experts to improve HealthCare.gov so that even more people can sign up.
Explores why low-income people with Medicare struggle to pay for their health care and offers three ways to enable more Medicare beneficiaries to afford the care they need.
A newly released report from the Department of Health and Human Services (HHS) finds that 46 percent of uninsured young adults (ages 18-34) in single-person households who may be eligible for marketplace coverage can enroll in insurance for $50 a month or less in their state’s health insurance marketplace. And 70 percent of these young adults will be able to get insurance for less than $100 a month.
Shows how many people will be able to get affordable, comprehensive insurance through the new health insurance marketplaces and how many people the Affordable Care Act has helped so far.
Last week, the Department of Health and Human Services (HHS) released a report showing that 6.8 million Americans have saved an estimated $1.2 billion on health insurance premiums in the individual and small group markets in 2012 thanks to the rate review provision of the Affordable Care Act. This provision requires insurers to justify any premium increases of 10 percent or more and provides funding to enhance state processes for reviewing proposed rate increases. This enhanced oversight has resulted in real savings for consumers.
Earlier this month, the Kaiser Family Foundation, a leading nonpartisan health research organization, released a study suggesting that premiums in the health insurance marketplaces created by the Affordable Care Act will be lower than expected. These results should put an end to fears that premiums will be too high for people purchasing plans through the marketplace.
There seems to be a catch-22 when it comes to enrolling young, healthy people in the new health insurance marketplaces (sometimes called exchanges): They are critical to the success of the marketplaces, but experts predict that recruiting young adults to sign up for coverage will be challenging. But a recent poll suggests it may not be so challenging after all.
As full implementation of the Affordable Care Act takes shape this fall, many Americans still wonder how the health care law will affect them. Help us spread the word that the Affordable Care Act is here to stay and that new affordable health coverage options will be available starting on October 1. Check out this recent guest article featured in USA Today to learn more about the many benefits the law has to offer.