President Trump and Republicans in Congress frequently assert that their efforts to repeal or undermine the Affordable Care Act (ACA) are necessary because the health insurance market is in a “death spiral.”
This is a false claim. The individual health insurance market is not collapsing. In fact, multiple independent analyses show that the market is far from collapsing. It is on a path toward stability and profitability – and will remain on this path if Congress and the Trump Administration stay the course and drop their efforts to undermine the law.