Access to affordable health coverage is important for everyone, but it is a particularly salient issue for women. Women more often manage multiple chronic conditions and pay more than men in out-of-pocket costs, which makes them particularly vulnerable to health care costs. As a result, their health care needs go unmet, with women routinely foregoing needed services and care. Before the Affordable Care Act, one in four women reported going without needed health care because they could not afford it.
Congress Should Vote to Make Permanent Two Federal Programs Benefitting Low-Income Families and Individuals
Unless Congress acts quickly, funding for two federal health programs that are critical to low-income families will expire on March 31. Both the Qualified Individual (QI) program and the Transitional Medical Assistance (TMA) program are integral to providing health care to families transitioning from welfare to work and to helping low-income seniors pay their Medicare monthly premiums. Making both programs permanent is the best way to ensure that these small but important programs continue to meet the needs of the individuals who rely on them.
How The Affordable Care Act’s Risk Adjustment, Reinsurance, and Risk Corridor Provisions Protect Consumers
Lately, the media have been covering three provisions—risk adjustment, reinsurance, and risk corridors—that were created by the Affordable Care Act. The new health law’s opponents have been highly critical of these provisions (risk corridors in particular), characterizing them as federal bailouts to insurance companies. Also known as the “three Rs,” these provisions allow insurance companies to manage the financial risk that they incurred when the Affordable Care Act prevented insurers from denying coverage or charging higher premiums to individuals with pre-existing conditions.
The Affordable Care Act is a Historic Opportunity to Advance Health Care Justice for African-Americans
As we celebrate Black History Month and remember the contributions of African-Americans throughout our nation's history, it's important to also focus on the work that still lies ahead to achieve racial justice.
Decades ago, Rev. Dr. Martin Luther King said, "Of all the forms of inequality, injustice in health care is the most shocking and inhumane."
Despite the progress we have made, African-Americans and other people of color still struggle daily with unjust, and sometimes deadly, health care inequality.
Consumer Assistance Programs Lose Federal Funding Just When A New Group of Consumers Need Their Services
When consumers encounter problems with their health insurance after enrolling (many for the first time), they need access to unbiased experts to answer their questions. Although federally funded consumer assistance programs do just that, their continued funding is in peril.
How big is the problem?
National Youth Enrollment Day to Serve as Opportunity for Young Adults to Buy Health Insurance, Secure Peace of Mind
Meet Nathan: Nathan is a graduate student studying screenwriting, and he works as an in-home care provider for people with autism. He’s 30-years-old, and because of the Affordable Care Act, he has health insurance. Without the Affordable Care Act, that wouldn’t be possible.
A recent report from the Government Accounting Office (GAO) points to one more reason why expanding health coverage under the Affordable Health Care Act (ACA) makes good economic sense. Expanding Medicaid can eliminate gaps in the health coverage of those who eventually enroll in Medicare. This drives down Medicare’s costs because enrollees tend to enroll in the program in better health.
New Study from the Commonwealth Fund Finds that Forgoing Medicaid Expansion Would Cost State Residents Billions of Tax Dollars
News about the benefits of expanding Medicaid just keeps coming. On December 5, 2013, the Commonwealth Fund published a study looking at the financial benefits for states that expand Medicaid under the Affordable Care Act. This new study takes a slightly different look at what Medicaid expansion could mean for state finances: It finds that states that reject the Medicaid expansion are costing their residents billions of dollars in taxes.
By now, many of you have either read or heard about the recent economic projections released by the Congressional Budget Office (CBO). The reaction from conservatives opposed to the provisions of the Affordable Care Act has been predictable.
Yesterday, the Department of Health and Human Services (HHS) released guidance to health insurers that outlines what the agency will require of health plans that want to sell health or stand-alone dental coverage in federally facilitated marketplaces (FFMs) next year. (Partnership marketplaces and federally facilitated marketplaces that conduct plan management functions may also implement these standards, although they have some flexibility in how they do so.)