Last week we celebrated September 23, the six-month anniversary of the signing of the Affordable Care Act. On September 23, several consumer protection provisions took effect, bettering the lives of millions of Americans. Although it hasn’t been discussed much, these provisions and other parts of the health reform law will have a special positive effect on the lives of the millions of Americans suffering from mental health or substance use disorders.
“I’m 22 and about to graduate from college. It’s time to enter the real world, and I need a job.” These were the thoughts that continuously plagued my mind throughout my senior year at the University of Mississippi, more affectionately known as Ole Miss. Unlike many college stories, this one doesn’t involve parties; instead it involves health insurance –and the struggle to find coverage once I entered the real world.
This post has been written by MomsRising.
Imagine that you’re cooking dinner and all of a sudden, your two-year-old daughter has a seizure again. And worse yet, you know the next trip to the hospital will bring your daughter closer to exhausting her lifetime limits on her health insurance coverage.
This was the reality of Julie, a MomsRising member in California, until health care reform was passed.
This post was written by Valerie Arkoosh, MD, MPH, President of the National Physicians Alliance.
This post is written by Dr. Chris Lillis, and is cross-posted on the Doctor's for America Blog, Progress Notes.
Reproductive care is basic health care for women—we need it on a regular basis to keep ourselves healthy. During the reproductive years, even a woman without any health problems may visit an obstetric or gynecologic (OB-GYN) care provider more than 50 times!
It has been six months since the Patient Protection and Affordable Care Act (PPACA) passed. We have made considerable progress with changes to the health insurance system. Elimination of lifetime and annual limits is a significant change and huge victory for individuals living with bleeding disorders such as hemophilia, chronic conditions and costly medical and catastrophic illnesses.
Finding the right health care professional to provide primary care can be a challenge—we’re all looking for the right balance of expertise, compassion, communication skills, and availability. So no one likes it when an insurance company steps in to limit our choice when it comes to picking an available primary care provider. One of the new protections added by the Affordable Care Act, and going into effect for new plans this month, aims to ensure choice of providers—and it includes special safeguards for children.
In 2006 a Southern California couple who had purchased health insurance from Anthem Blue Cross had their coverage rescinded after using their benefits to cover a cardiac procedure. Several months after the procedure, Blue Cross retroactively canceled the couple’s coverage and left them with a six-figure medical bill. When consumers get sick, insurers sometimes try to avoid having to pay for their care through rescissions--the process of yanking coverage away, right when patients need it most, as though they were never covered at all.
A man falls off the roof while cleaning the gutters. His wife, panic-stricken, hops in the car and speeds down the highway to get him medical attention as quickly as possible while her husband writhes in pain. She thinks his arm is broken, but he also hit his head, so she’s worried about further injuries. The closest hospital is ten minutes away, so she heads there.