This new infographic and accompanying report offers a new perspective on the public debate around recipients of private, individual (non-group) insurance whose health plans are being terminated and who fear they may need to pay more for new coverage.
Shows how, under the Affordable Care Act, only 0.6 percent of Americans under age 65 will be at risk of losing their current individual market plan and will not be income-eligible for financial assistance with new insurance.
Recent public debate surrounding the Affordable Care Act (ACA) has focused on consumers who have private, individual (non-group) health insurance plans that are being terminated and the concern that those consumers may need to pay more for new coverage. Generally, people remain in the individual market because they don’t have an offer of job-based coverage.
To put this potential impact into perspective, we asked these questions: How many people are affected by these plan terminations, and how are they affected?
Shows how many people will be able to get affordable, comprehensive insurance through the new health insurance marketplaces and how many people the Affordable Care Act has helped so far.
Earlier this month, the Kaiser Family Foundation, a leading nonpartisan health research organization, released a study suggesting that premiums in the health insurance marketplaces created by the Affordable Care Act will be lower than expected. These results should put an end to fears that premiums will be too high for people purchasing plans through the marketplace.
There seems to be a catch-22 when it comes to enrolling young, healthy people in the new health insurance marketplaces (sometimes called exchanges): They are critical to the success of the marketplaces, but experts predict that recruiting young adults to sign up for coverage will be challenging. But a recent poll suggests it may not be so challenging after all.
The Affordable Care Act improves access to mental health care by offering people with mental illness the opportunity to get affordable health insurance, as well as by including mental health care and substance use disorder services in the benefits that all plans sold in the health insurance marketplaces must provide.
The Affordable Care Act makes health insurance more affordable.
This blog was originally posted on HuffingtonPost.com
Explains that some low-income families may not be able to afford health coverage in the health insurance marketplaces until CHIP premiums are reduced or eliminated.
Recently, there has been heated debate about the “rate shock” that some say young adults will experience as a result of the change in age rating under the Affordable Care Act. Today, insurers typically charge older Americans five times the amount they charge younger Americans. But, under the new law, insurance companies will be prohibited from charging older Americans any more than three times the amount they charge younger Americans in the individual market (insurance purchased outside of one’s job).