Explains important health insurance terms so you can make smarter choices when shopping for insurance for you and your family. The brochure is available in English and Spanish.
Explains how the Affordable Care Act improves health coverage and care for Latinos, including more consumer protections and new, affordable coverage options.
Explains how the Affordable Care Act improves health coverage and care for African Americans, including more consumer protections and new, affordable coverage options.
Federal Standardized Health Insurance Plans Could Help Improve Access to Care without Raising Premiums
Health insurance companies should offer marketplace plans that make the cost of basic outpatient care—like primary care, specialty care, and prescription drugs—affordable to consumers. This report shows that the new federal standardized silver plans will help consumers by covering this care before people meet their deductible.
The Affordable Care Act has helped expand access to affordable health insurance to millions of Americans. But consumers’ out-of-pocket costs are sometimes still too high, preventing them from getting the care they need.
In a new study released last month, NPR, Robert Wood Johnson Foundation, and Harvard found that a quarter of Americans still report experiencing serious financial problems due to medical expenses.
Due to high deductibles in health plans, many insured consumers still have trouble being able to afford the health care they need. Some forward-looking health plans are taking steps to make sure their members can afford care to manage chronic conditions, such as diabetes, hypertension, and asthma.
Easy-to-understand information on how to choose a plan, get financial assistance, and enroll in health insurance through the marketplaces, including four new fact sheets on how to keep and use health insurance.
Communities of color face significant health disparities and are more likely to suffer from certain chronic conditions, like diabetes, where early detection and treatment could mean the difference between life and death. One way to improve the odds for people with these conditions is to increase access to services, like necessary medications or periodic medical tests, that prevent the progression of, or complications from, those diseases.
Unfortunately for many lower-income consumers with high-deductible health insurance plans, the out-of-pocket expense of this essential care is well beyond their financial reach, causing them to forgo care.
The next big debate over the Affordable Care Act is looming. States are already planning for changes they'd like to make to the ACA using the new 1332 state innovation waivers. Beginning in 2017, the ACA permits states to apply for waivers to begin experimenting with strategies to provide residents with access to high-quality, affordable health insurance. But whether these new strategies will be helpful or harmful is still anyone’s guess.
Lack of access to dental care is a significant problem in American health care. Last week, USA Today reported that the number of adults seeking help in the emergency room for “long-delayed dental care” has doubled since 2000. This finding highlights data we released in May showing that dental care is one of the most persistent unmet health care needs for many adults.