The Affordable Care Act (ACA) improved insurance affordability and access for all Americans, including those eligible for Medicare, Medicaid, and private coverage offered through the health insurance marketplace. It strengthened Medicare in many ways — by closing the Part D prescription drug doughnut hole, offering free preventive services, and extending the life of the Medicare trust fund. However, the ACA’s improvements to Medicaid and private market insurance highlight longstanding shortfalls in programs that assist low-income Medicare beneficiaries with their health care costs.
Four Strategies for Improving Programs that Help Low-Income Medicare Beneficiaries with Health Care Costs
Low-income people with Medicare often struggle with high out-of-pocket health care costs. This brief identifies four strategies that advocates and policymakers can use to improve the programs that help these beneficiaries.
Explains the Qualified Individual (QI) program and provides a 50-state look at how people benefit, including how many people get help and how much money QI puts in their pockets.
Although Medicare provides vital health insurance for about 50 million seniors and people with disabilities, most people with Medicare have some form of additional coverage. Why is this coverage so important? And what are your options for getting this coverage? Let’s take a look.
If you already have Medicare, you know that the coverage is very valuable, but it is far from free health care. Medicare charges substantial premiums, can require you to pay part of the cost of some services, and does not cover a number of other services at all. That’s why many seniors have some kind of supplemental coverage, either from a private Medicare supplement (Medigap) plan or from a former employer.