The U.S. Department of Health and Human Services (HHS) has proposed a new rule that is dangerous to consumers and to health care marketplaces. This rule would expand the sale of “short-term limited duration plans” that do not have to comply with the consumer protections afforded under the Affordable Care Act (ACA) and often leave consumers uncovered for major medical expenses.
Learn the steps you should take before you go to your state’s health insurance marketplace to shop for and compare plans and choose the best plan for you and your family. Includes directions in English and Spanish.
Explains important health insurance terms so you can make smarter choices when shopping for insurance for you and your family. The brochure is available in English and Spanish.
Explains how the Affordable Care Act improves health coverage and care for Latinos, including more consumer protections and new, affordable coverage options.
Explains how the Affordable Care Act improves health coverage and care for African Americans, including more consumer protections and new, affordable coverage options.
Exchange directors, the Centers for Medicare and Medicaid Services, and insurers have an enormous opportunity to help consumers choose the plan that is right for them and make the enrollment process more efficient by improving the display of plan information on marketplace websites.
Federal Standardized Health Insurance Plans Could Help Improve Access to Care without Raising Premiums
Health insurance companies should offer marketplace plans that make the cost of basic outpatient care—like primary care, specialty care, and prescription drugs—affordable to consumers. This report shows that the new federal standardized silver plans will help consumers by covering this care before people meet their deductible.
Due to high deductibles in health plans, many insured consumers still have trouble being able to afford the health care they need. Some forward-looking health plans are taking steps to make sure their members can afford care to manage chronic conditions, such as diabetes, hypertension, and asthma.
Easy-to-understand information on how to choose a plan, get financial assistance, and enroll in health insurance through the marketplaces, including four new fact sheets on how to keep and use health insurance.
Lack of access to dental care is a significant problem in American health care. Last week, USA Today reported that the number of adults seeking help in the emergency room for “long-delayed dental care” has doubled since 2000. This finding highlights data we released in May showing that dental care is one of the most persistent unmet health care needs for many adults.