Online applications are great, but if you are like me, you may want to talk with an expert the first time you complete one for health insurance. You might want to talk through how you are comparing health plan choices to see if there are any important considerations that you are missing. Or you might have questions about premium credits and whether to take them in advance or at the end of the year.
Opponents of Obamacare (the Patient Protection and Affordable Care Act for those who prefer the formal title) often assert with great confidence that it will take away job-based health insurance from American workers. Yet analyses by the Congressional Budget Office, the Rand Corporation, and the Urban Institute do not support this conclusion at all. In fact, the evidence shows just the opposite: Obamacare will increase job-based coverage.
Under the Affordable Care Act, states have been given an unprecedented opportunity. Using federal grant dollars, every state has the option to build its own health insurance exchange-a transparent marketplace for coverage where individuals and small businesses can easily compare high-quality insurance plans, apply for financial assistance with the cost of coverage, and then easily enroll in health insurance.
Answers to 14 questions about how the DC health insurance marketplace will work and how it will help residents and small businesses get affordable health insurance.
Reviews factors states should consider when deciding whether to partner with the federal government to run their health insurance marketplace;outlines state partnership responsibilities.
Seven issues that advocates should consider around the roles and responsibilities of insurance brokers and agents who help consumers enroll in health coverage through health insurance marketplaces.
Provides facts about the individual mandate (also known as the individual responsibility provision) and explains that it isn't a tax and it will not affect the vast majority of Americans.
Key Issues in the Final and Interim Final Rules on Establishing Exchanges and Expanding Medicaid under the Affordable Care Act
Summarizes key points in the final rules on the marketplaces (also known as exchanges) and the Medicaid expansion, as well as provisions that are interim final and open for comment.