Due to high deductibles in health plans, many insured consumers still have trouble being able to afford the health care they need. Some forward-looking health plans are taking steps to make sure their members can afford care to manage chronic conditions, such as diabetes, hypertension, and asthma.
Communities of color face significant health disparities and are more likely to suffer from certain chronic conditions, like diabetes, where early detection and treatment could mean the difference between life and death. One way to improve the odds for people with these conditions is to increase access to services, like necessary medications or periodic medical tests, that prevent the progression of, or complications from, those diseases.
Unfortunately for many lower-income consumers with high-deductible health insurance plans, the out-of-pocket expense of this essential care is well beyond their financial reach, causing them to forgo care.
King v. Burwell: Where Consumers Losing Tax Credits Could See the Biggest Increases in Premium Payments
The Supreme Court will rule any day now on King v. Burwell, the case that will determine whether premium tax credits remain available in the 34 states in which the federal government runs the health insurance marketplace.
If the Supreme Court rules against the government, more than 6 million people in 34 states would lose access to the premium tax credits they rely on to afford their health insurance. All consumers who rely on tax credits in these states would pay substantially more out of pocket on their monthly premium payments. However, residents of some states and congressional districts would experience much higher spikes in their premium payments if they lose their tax credits.
Our infographic series show how many people would lose their premium tax credits in every congressional district in the 34 states that did not establish their own marketplace.
Open enrollment for the health insurance marketplace begins this November. As a result, health insurers are filing their proposed health insurance premium rates for 2015. To examine how rates may change for consumers buying policies in 2015, we reviewed filings and news reports from 12 states where proposed rates have received media attention. For each state, we looked at overall proposed premium rate changes, which are an average for each insurer. A consumer’s actual premium increase or decrease may be higher or lower than the average depending on age, location, and plan choice.
This 50-state infographic series features state-specific data on how many people will be able to receive financial assistance for health insurance.
Explains that some low-income families may not be able to afford health coverage in the health insurance marketplaces until CHIP premiums are reduced or eliminated.
Estimates that more than 25.7 million Americans will get help paying for health coverage in the health insurance marketplaces .
Estimates the number of Americans who die prematurely because they don't have health insurance, has state-level breakdowns by week, month, and year.
Shows the financial benefits of the Affordable Care Act for families in each state, including help people will get with paying premiums and new, more affordable health insurance options.