A new report released last week confirms the findings that enrollment experts emphasized on our teleconference with reporters last Wednesday: We still have a ways to go in getting “hard-to-reach” populations enrolled in health coverage.
After expanding Medicaid, eight states (Arkansas, Colorado, Kentucky, Michigan, New Mexico, Oregon, Washington, and West Virginia) are expected to achieve budgetary savings and revenue gains exceeding $1.8 billion by the end of 2015, according to a report published yesterday. And that’s even though these states are fairly early into their Medicaid expansion.
Proposed health insurance premium rates for 2015 varied greatly among states and insurers. To limit unreasonable rate increases, Families USA encourages state advocates to engage in the rate review process.
Earlier this year, we explained how advocates can participate in their state’s rate review process to influence the monthly premiums that health insurers are allowed to charge. We reached out to state advocates to “crowdsource” today’s blog about how advocates are challenging proposed rates.
In most states, the health care sector is among the industry sectors with the largest employment. Health care jobs tend to pay more than a state’s median wages, and growth in this sector can have a positive economic effect on other areas of a state’s economy. Many organizations, ours included, have written about the effects of Medicaid expansion on a state’s economy. Recently, Missouri (a state that has not yet expanded Medicaid) compared its employment growth in the health care sector to that of select Medicaid expansion states.
The evidence of Medicaid’s positive impact on hospitals is growing. A recent report from the Colorado Hospital Association found that hospitals in states that have expanded Medicaid are providing free care to fewer uninsured patients. Such care, also known as “charity care,” occurs when patients cannot pay their hospital bills, and represents a significant drain on hospital resources.
Open enrollment for the health insurance marketplace begins this November. As a result, health insurers are filing their proposed health insurance premium rates for 2015. To examine how rates may change for consumers buying policies in 2015, we reviewed filings and news reports from 12 states where proposed rates have received media attention. For each state, we looked at overall proposed premium rate changes, which are an average for each insurer. A consumer’s actual premium increase or decrease may be higher or lower than the average depending on age, location, and plan choice.
It’s been a little over two months since President Obama signed the Patient Protection and Affordable Care Act, and across the nation, Americans are looking forward to changes in the new system.
When we asked you to share comments about how health reform will affect you, we got an overwhelming response.
Mike from Colorado told us,
The news of WellPoint's Anthem Blue Cross Blue Shield hiking up premiums for its customers in California by 39% made waves across the country, and many other of WellPoint's affiliates will soon follow suit.
California consumers are not alone as they face huge premium hikes. Other consumers in states across the country also will see rate hikes from WellPoint this year.