Many state legislatures are passing the midpoint for 2018 sessions, and trends are emerging in their efforts to tackle health care affordability and coverage. States are also reacting to federal activity around Medicaid and private market coverage including the repeal of the individual mandate. Below are some of the noteworthy state health legislative measures already moving this year.
The Affordable Care Act has made immense strides in expanding access to affordable health coverage. But some lower and moderate-income consumers may still struggle to afford coverage and care, even with the help of federal financial assistance. Nonprofits can alleviate some of the burden facing consumers.
Last week, we highlighted forward-thinking solutions some states have implemented to provide greater financial assistance to consumers, such as implementing the Basic Health Program.
Proposed health insurance premium rates for 2015 varied greatly among states and insurers. To limit unreasonable rate increases, Families USA encourages state advocates to engage in the rate review process.
Earlier this year, we explained how advocates can participate in their state’s rate review process to influence the monthly premiums that health insurers are allowed to charge. We reached out to state advocates to “crowdsource” today’s blog about how advocates are challenging proposed rates.
Open enrollment for the health insurance marketplace begins this November. As a result, health insurers are filing their proposed health insurance premium rates for 2015. To examine how rates may change for consumers buying policies in 2015, we reviewed filings and news reports from 12 states where proposed rates have received media attention. For each state, we looked at overall proposed premium rate changes, which are an average for each insurer. A consumer’s actual premium increase or decrease may be higher or lower than the average depending on age, location, and plan choice.
Designing Silver Health Plans with Affordable Out-of-Pocket Costs for Lower- and Moderate-Income Consumers
This brief identifies silver plan designs that make the upfront cost for care more affordable. You’ll also find policy and advocacy strategies to help advocates and policy makers effectively promote similar plan designs in other marketplaces across the country.
This 50-state infographic series features state-specific data on how many people will be able to receive financial assistance for health insurance.
This 50-state infographic series features state-specific data on how many people with pre-existing health conditions will benefit from the Affordable Care Act.
Evaluating the Consumer Window-Shopping Experience in Health Insurance Marketplace Websites: A Comparative Analysis
Find out which elements make websites consumer-friendly when shopping for health insurance in the marketplace.
Comparing Consumers’ Window-Shopping Experiences in Health Insurance Marketplace Websites: An Analysis
This graphic was produced as part of a report that analyzes how effectively all 16 state-run health insurance marketplace websites (including D.C.) and the federal healthcare.og site allow consumers to gather basic information about different health plans before having to enter personal information and create an account to apply for a specific plan.
Explains that some low-income families may not be able to afford health coverage in the health insurance marketplaces until CHIP premiums are reduced or eliminated.