There are a lot of reasons the American Health Care Act is bad for consumers, but here are our top 3 reasons lawmakers should reject it.
Republican leaders are not giving up on repealing the Affordable Care Act. Yesterday, media leaked text for an amendment to modify the harmful House repeal bill to make it more appealing to conservative Republicans.
Make no mistake: The proposed changes only make a bad bill worse.
In an effort to get the votes needed to pass their bill to repeal the Affordable Care Act, House Republicans are considering allowing states to opt out of requiring that health plans cover the Essential Health Benefits. EHB requirements ensure that everyone in the individual and small group health insurance markets has access to comprehensive coverage that actually covers the services they need.
Allowing states to waive the EHB requirements would leave millions without any affordable health care options, forcing them to pay out of pocket for needed care or go without care all together.
In mid-April, the Trump Administration finalized policies that will harm consumers who buy health insurance through the marketplaces set up by the Affordable Care Act (ACA). These policy changes will increase costs for consumers, reduce financial assistance to help consumers afford coverage, and make it harder for people to enroll in coverage through the marketplaces.
President Trump’s ACA Changes Will Increase Costs to Consumers, Make It Harder to Enroll in Coverage
Yesterday, despite overwhelming opposition from consumers and a variety of other stakeholders, the Trump Administration finalized proposed changes to the individual health insurance market for 2018 that will increase costs for consumers, reduce financial assistance to help consumers afford coverage, and make it harder for people to enroll in coverage through the marketplaces.
In its first regulatory act, the Trump Administration has laid the groundwork to ensure that “TrumpCare” will cost consumers drastically more, if they are able to sign up for health insurance at all. This tips the balance in favor of insurers at the expense of consumer protections.
Learn about the financial assistance the Affordable Care Act provides to protect low-income consumers from spending too much on copayments, deductibles, and other health care expenses.
Known as “cost-sharing reductions,” this assistance is essential to whether people can afford to get health care.
On top of Republican plans to repeal the federal health reform law, there’s another threat to the Affordable Care Act looming in the courts.
A legal case, House v. Price (formerly House v. Burwell), now before the Circuit Court of Appeals for the District of Columbia, challenges part of the ACA that lowers deductibles and other out-of-pocket health care costs for people with modest incomes.
Older Americans (age 50+) would be among the hardest hit under the House plan due to higher premiums, reduced financial assistance, massive cuts to Medicaid and threats to the future of Medicare.
The GOP repeal bill does nothing to improve the health or financial well-being of Americans and inflicts harm in these six ways.
If Republicans in Congress end the ACA's Medicaid expansion or radically change the structure of the Medicaid program by capping or cutting funding, it could severely hurt rural Americans and cripple state economies across the country.