We know how the House Republican bill could affect people who get insurance through the Affordable Care Act (ACA) marketplace and Medicaid. But what has been overlooked is how the bill, known as the American Health Care Act (AHCA), could affect the coverage people get through their jobs. In other words: The Republican bill could make everybody’s coverage worse.
Nothing about high-deductible plans makes health care more affordable for families. While the Republicans have yet to agree on how they propose to replace the Affordable Care Act (ACA), one thing is clear—whatever they pursue will push more families into high-deductible plans. Every single replacement plan put forth so far would very likely increase deductibles for millions of people.
If the Supreme Court sides with the plaintiffs who brought the case, an estimated 6.4 million moderate-income people would lose premium tax credits. Without these subsidies, many people will simply be unable to afford to purchase health insurance.
One of the most significant and popular features of the Affordable Care Act (ACA) is the new protection that puts an end to insurance company discrimination against people with pre-existing health conditions. This important ACA protection depends on two other provisions that keep coverage affordable: premium subsidies and the coverage mandate.
This blog is part of a weekly series—one that analyzes the political, legal, and social issues and ramifications of King v. Burwell, a lawsuit before the Supreme Court that threatens to undermine the Affordable Care Act (ACA). The case challenges the government’s provision of tax credits to help consumers buy health insurance in states where the federal government runs the marketplace. Learn about what’s at stake in King v. Burwell.
The wide spectrum of those who filed briefs proves the enormity of support for the Affordable Care Act’s health insurance in general, and the continued availability of financial help for consumers (premium tax credits) in particular. Here’s a quick look at some of the individuals and groups who filed, along with the constituencies who would suffer if the Supreme Court rules in favor of withdrawing premium tax credits in states with federally facilitated marketplaces.
2:00 p.m.—We at Families USA have had a blast the past three days. Meeting all of you hard-working advocates has been inspiring and energizing for us. Relive Health Action 2015 by checking out our highlights blog and video of our plenary session on Medicaid and CHIP.
Thanks for being a part of our 20th annual gathering in Washington, D.C., hope to see you next year!
5:30 p.m.—We just heard from two leading thinkers in health policy debate some of the most pressing issues related to access to affordable health care in America.
In a wide-ranging discussion that covered everything from Medicaid policy to children’s benefits on the exchanges to the ACA’s subsidies, these two feisty policy wonks hashed out their visions for the future while reflecting on the past year.
5:00 p.m. update—With three weeks until the end of open enrollment, one thing that distinguishes this period from last year’s is the lack of news. Things have been going pretty well.
Kevin Counihan of CMS noted that he’s grateful for the work of everyone at the conference: “This audience represents our salesforce.”
Counihan ran down the improvements CMS made to Healthcare.gov: reduced number of screens required to enroll from 76 down to 16, the site is warmer, fonts are bigger. “We’re learning.“