Basic Health Programs are a promising option for states to provide affordable health coverage to low-income residents. This month, Minnesota will be the first state to submit its Basic Health blueprint to the federal government for approval. This week we launched a blog series to help states consider whether they should also pursue Basic Health. The first blog explained many of the reasons to establish Basic Health Programs. Today’s blog describes the major features of Minnesota’s proposed Basic Health program. The third and final blog will offer advocacy tips for promoting BHP or similar programs in your state.
This week, Minnesota will likely submit its plans for a Basic Health Program (to be called MinnesotaCare) to the U.S. Department of Health and Human Services for approval. In January 2015, Minnesota hopes to launch its Basic Health Program to provide health coverage to low-income families that is more affordable than marketplace coverage. New York is also on the path to implementing its Basic Health proposal in January 2016. In addition to extending health coverage, the two states see several other potential advantages to the Basic Health Program.
In addition to typical partners such as community groups, this open enrollment some assister and navigator organizations are coordinating with health insurance companies to improve their outreach to consumers. These partnerships offer many advantages, such as plan benefit information and health literacy resources. However, as this blog explains, assisters should develop partnerships while following existing regulations and ethical guidelines.
Five Key Insights by Health Insurance Marketplace Experts for a Successful Second Open Enrollment Season
In preparation for the start of the second open enrollment period for the health insurance marketplaces, we’ve sponsored a series of talks with directors from state- and federally-run marketplaces across the country. These discussions share what’s top-of-mind for state health officials—lessons learned, the needs of consumers in this upcoming enrollment season, and insights into what has worked so far, and why.
Here are five key insights offered by marketplace experts from California, Florida, Illinois, Kentucky, Missouri, New York, Virginia, and Washington State.
Why Assisters Should Encourage People to Apply for Health Coverage Even If They Fall in the Coverage Gap
Here’s something enrollment assisters and navigators should keep in mind this open enrollment period and beyond: People who fall into the coverage gap should still apply for health insurance—even though they will be denied for Medicaid and the financial assistance to help them with the cost of a marketplace plan. In this blog we explain why doing so is in the interest of consumers and why enrollment assisters should encourage all consumers to apply for coverage.