According to new data released by the Department of Health and Human Services (HHS), Latinos—the racial and ethnic group with the highest uninsured rate in the nation—have much to gain from the Affordable Care Act. And yet, anecdotal evidence suggests that this population is not enrolling for health coverage at the level that one would expect for a group with such high numbers of uninsured.
How The Affordable Care Act’s Risk Adjustment, Reinsurance, and Risk Corridor Provisions Protect Consumers
Lately, the media have been covering three provisions—risk adjustment, reinsurance, and risk corridors—that were created by the Affordable Care Act. The new health law’s opponents have been highly critical of these provisions (risk corridors in particular), characterizing them as federal bailouts to insurance companies. Also known as the “three Rs,” these provisions allow insurance companies to manage the financial risk that they incurred when the Affordable Care Act prevented insurers from denying coverage or charging higher premiums to individuals with pre-existing conditions.
The Affordable Care Act is a Historic Opportunity to Advance Health Care Justice for African-Americans
As we celebrate Black History Month and remember the contributions of African-Americans throughout our nation's history, it's important to also focus on the work that still lies ahead to achieve racial justice.
Decades ago, Rev. Dr. Martin Luther King said, "Of all the forms of inequality, injustice in health care is the most shocking and inhumane."
Despite the progress we have made, African-Americans and other people of color still struggle daily with unjust, and sometimes deadly, health care inequality.
Consumer Assistance Programs Lose Federal Funding Just When A New Group of Consumers Need Their Services
When consumers encounter problems with their health insurance after enrolling (many for the first time), they need access to unbiased experts to answer their questions. Although federally funded consumer assistance programs do just that, their continued funding is in peril.
How big is the problem?
Earlier this month, a federal district court judge in Idaho examined whether a merger between a large hospital system, St. Luke’s, and the state’s largest independent network of doctors would create monopoly conditions. This proposed merger underscores a growing trend in the health care industry: because it’s easier and more cost effective to coordinate patient care when hospitals, specialists, and primary care doctors are part of one unified system that is financially and clinically integrated, we’re seeing more hospital and provider groups merging.